Policies

The following terms and conditions govern all use of the jomar.club website and all content, services and products available at or through the website (taken together, the Website). The Website is owned and operated by Jomar Hilario (“Jomar Hilario”). The Website is offered subject to your acceptance without modification of all of the terms and conditions contained herein and all other operating rules, policies (including, without limitation, Jomar Hilario’s Privacy Policy) and procedures that may be published from time to time on this Site by Jomar Hilario (collectively, the “Agreement”).

Please read this Agreement carefully before accessing or using the Website. By accessing or using any part of the web site, you agree to become bound by the terms and conditions of this agreement. If you do not agree to all the terms and conditions of this agreement, then you may not access the Website or use any services. If these terms and conditions are considered an offer by Jomar Hilario, acceptance is expressly limited to these terms. The Website is available only to individuals who are at least 18 years old.

Your jomar.club Account and Site. If you create a blog/site on the Website, you are responsible for maintaining the security of your account and blog, and you are fully responsible for all activities that occur under the account and any other actions taken in connection with the blog. You must not describe or assign keywords to your blog in a misleading or unlawful manner, including in a manner intended to trade on the name or reputation of others, and Jomar Hilario may change or remove any description or keyword that it considers inappropriate or unlawful, or otherwise likely to cause Jomar Hilario liability. You must immediately notify Jomar Hilario of any unauthorized uses of your blog, your account or any other breaches of security. Jomar Hilario will not be liable for any acts or omissions by You, including any damages of any kind incurred as a result of such acts or omissions.
Responsibility of Contributors. If you operate a blog, comment on a blog, post material to the Website, post links on the Website, or otherwise make (or allow any third party to make) material available by means of the Website (any such material, “Content”), You are entirely responsible for the content of, and any harm resulting from, that Content. That is the case regardless of whether the Content in question constitutes text, graphics, an audio file, or computer software. By making Content available, you represent and warrant that:
- the downloading, copying and use of the Content will not infringe the proprietary rights, including but not limited to the copyright, patent, trademark or trade secret rights, of any third party;
- if your employer has rights to intellectual property you create, you have either (i) received permission from your employer to post or make available the Content, including but not limited to any software, or (ii) secured from your employer a waiver as to all rights in or to the Content;
- you have fully complied with any third-party licenses relating to the Content, and have done all things necessary to successfully pass through to end users any required terms;
- the Content does not contain or install any viruses, worms, malware, Trojan horses or other harmful or destructive content;
- the Content is not spam, is not machine- or randomly-generated, and does not contain unethical or unwanted commercial content designed to drive traffic to third party sites or boost the search engine rankings of third party sites, or to further unlawful acts (such as phishing) or mislead recipients as to the source of the material (such as spoofing);
- the Content is not pornographic, does not contain threats or incite violence towards individuals or entities, and does not violate the privacy or publicity rights of any third party;
- your blog is not getting advertised via unwanted electronic messages such as spam links on newsgroups, email lists, other blogs and web sites, and similar unsolicited promotional methods;
- your blog is not named in a manner that misleads your readers into thinking that you are another person or company. For example, your blog’s URL or name is not the name of a person other than yourself or company other than your own; and
- you have, in the case of Content that includes computer code, accurately categorized and/or described the type, nature, uses and effects of the materials, whether requested to do so by Jomar Hilario or otherwise.
By submitting Content to Jomar Hilario for inclusion on your Website, you grant Jomar Hilario a world-wide, royalty-free, and non-exclusive license to reproduce, modify, adapt and publish the Content solely for the purpose of displaying, distributing and promoting your blog. If you delete Content, Jomar Hilario will use reasonable efforts to remove it from the Website, but you acknowledge that caching or references to the Content may not be made immediately unavailable.

Without limiting any of those representations or warranties, Jomar Hilario has the right (though not the obligation) to, in Jomar Hilario’s sole discretion (i) refuse or remove any content that, in Jomar Hilario’s reasonable opinion, violates any Jomar Hilario policy or is in any way harmful or objectionable, or (ii) terminate or deny access to and use of the Website to any individual or entity for any reason, in Jomar Hilario’s sole discretion. Jomar Hilario will have no obligation to provide a refund of any amounts previously paid.
Payment and Renewal.
- General Terms.
  By selecting a product or service, you agree to pay Jomar Hilario the one-time and/or monthly or annual subscription fees indicated (additional payment terms may be included in other communications). Subscription payments will be charged on a pre-pay basis on the day you sign up for an Upgrade and will cover the use of that service for a monthly or annual subscription period as indicated. Payments are not refundable.
- Automatic Renewal.
  Unless you notify Jomar Hilario before the end of the applicable subscription period that you want to cancel a subscription, your subscription will automatically renew and you authorize us to collect the then-applicable annual or monthly subscription fee for such subscription (as well as any taxes) using any credit card or other payment mechanism we have on record for you. Upgrades can be canceled at any time by submitting your request to Jomar Hilario in writing.
Services.
- Fees; Payment. By signing up for a Services account you agree to pay Jomar Hilario the applicable setup fees and recurring fees. Applicable fees will be invoiced starting from the day your services are established and in advance of using such services. Jomar Hilario reserves the right to change the payment terms and fees upon thirty (30) days prior written notice to you. Services can be canceled by you at anytime on thirty (30) days written notice to Jomar Hilario.
- Support. If your service includes access to priority email support. “Email support” means the ability to make requests for technical support assistance by email at any time (with reasonable efforts by Jomar Hilario to respond within one business day) concerning the use of the VIP Services. “Priority” means that support takes priority over support for users of the standard or free jomar.club services. All support will be provided in accordance with Jomar Hilario standard services practices, procedures and policies.
Responsibility of Website Visitors. Jomar Hilario has not reviewed, and cannot review, all of the material, including computer software, posted to the Website, and cannot therefore be responsible for that material’s content, use or effects. By operating the Website, Jomar Hilario does not represent or imply that it endorses the material there posted, or that it believes such material to be accurate, useful or non-harmful. You are responsible for taking precautions as necessary to protect yourself and your computer systems from viruses, worms, Trojan horses, and other harmful or destructive content. The Website may contain content that is offensive, indecent, or otherwise objectionable, as well as content containing technical inaccuracies, typographical mistakes, and other errors. The Website may also contain material that violates the privacy or publicity rights, or infringes the intellectual property and other proprietary rights, of third parties, or the downloading, copying or use of which is subject to additional terms and conditions, stated or unstated. Jomar Hilario disclaims any responsibility for any harm resulting from the use by visitors of the Website, or from any downloading by those visitors of content there posted.
Content Posted on Other Websites. We have not reviewed, and cannot review, all of the material, including computer software, made available through the websites and webpages to which jomar.club links, and that link to jomar.club. Jomar Hilario does not have any control over those non-Jomar Hilario websites and webpages, and is not responsible for their contents or their use. By linking to a non-Jomar Hilario website or webpage, Jomar Hilario does not represent or imply that it endorses such website or webpage. You are responsible for taking precautions as necessary to protect yourself and your computer systems from viruses, worms, Trojan horses, and other harmful or destructive content. Jomar Hilario disclaims any responsibility for any harm resulting from your use of non-Jomar Hilario websites and webpages.
Copyright Infringement and DMCA Policy. As Jomar Hilario asks others to respect its intellectual property rights, it respects the intellectual property rights of others. If you believe that material located on or linked to by jomar.club violates your copyright, you are encouraged to notify Jomar Hilario in accordance with Jomar Hilario’s Digital Millennium Copyright Act (“DMCA”) Policy. Jomar Hilario will respond to all such notices, including as required or appropriate by removing the infringing material or disabling all links to the infringing material. Jomar Hilario will terminate a visitor’s access to and use of the Website if, under appropriate circumstances, the visitor is determined to be a repeat infringer of the copyrights or other intellectual property rights of Jomar Hilario or others. In the case of such termination, Jomar Hilario will have no obligation to provide a refund of any amounts previously paid to Jomar Hilario.
Intellectual Property. This Agreement does not transfer from Jomar Hilario to you any Jomar Hilario or third party intellectual property, and all right, title and interest in and to such property will remain (as between the parties) solely with Jomar Hilario. Jomar Hilario, jomar.club, the jomar.club logo, and all other trademarks, service marks, graphics and logos used in connection with jomar.club, or the Website are trademarks or registered trademarks of Jomar Hilario or Jomar Hilario’s licensors. Other trademarks, service marks, graphics and logos used in connection with the Website may be the trademarks of other third parties. Your use of the Website grants you no right or license to reproduce or otherwise use any Jomar Hilario or third-party trademarks.
Advertisements. Jomar Hilario reserves the right to display advertisements on your blog unless you have purchased an ad-free account.
Attribution. Jomar Hilario reserves the right to display attribution links such as ‘Blog at jomar.club,’ theme author, and font attribution in your blog footer or toolbar.
Partner Products. By activating a partner product (e.g. theme) from one of our partners, you agree to that partner’s terms of service. You can opt out of their terms of service at any time by de-activating the partner product.
Domain Names. If you are registering a domain name, using or transferring a previously registered domain name, you acknowledge and agree that use of the domain name is also subject to the policies of the Internet Corporation for Assigned Names and Numbers (“ICANN”), including their Registration Rights and Responsibilities.
Changes. Jomar Hilario reserves the right, at its sole discretion, to modify or replace any part of this Agreement. It is your responsibility to check this Agreement periodically for changes. Your continued use of or access to the Website following the posting of any changes to this Agreement constitutes acceptance of those changes. Jomar Hilario may also, in the future, offer new services and/or features through the Website (including, the release of new tools and resources). Such new features and/or services shall be subject to the terms and conditions of this Agreement.
Termination. Jomar Hilario may terminate your access to all or any part of the Website at any time, with or without cause, with or without notice, effective immediately. If you wish to terminate this Agreement or your jomar.club account (if you have one), you may simply discontinue using the Website. Notwithstanding the foregoing, if you have a paid services account, such account can only be terminated by Jomar Hilario if you materially breach this Agreement and fail to cure such breach within thirty (30) days from Jomar Hilario’s notice to you thereof; provided that, Jomar Hilario can terminate the Website immediately as part of a general shut down of our service. All provisions of this Agreement which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.
Disclaimer of Warranties. The Website is provided “as is”. Jomar Hilario and its suppliers and licensors hereby disclaim all warranties of any kind, express or implied, including, without limitation, the warranties of merchantability, fitness for a particular purpose and non-infringement. Neither Jomar Hilario nor its suppliers and licensors, makes any warranty that the Website will be error free or that access thereto will be continuous or uninterrupted. You understand that you download from, or otherwise obtain content or services through, the Website at your own discretion and risk.
Limitation of Liability. In no event will Jomar Hilario, or its suppliers or licensors, be liable with respect to any subject matter of this agreement under any contract, negligence, strict liability or other legal or equitable theory for: (i) any special, incidental or consequential damages; (ii) the cost of procurement for substitute products or services; (iii) for interruption of use or loss or corruption of data; or (iv) for any amounts that exceed the fees paid by you to Jomar Hilario under this agreement during the six (6) month period prior to the cause of action. Jomar Hilario shall have no liability for any failure or delay due to matters beyond their reasonable control. The foregoing shall not apply to the extent prohibited by applicable law.
General Representation and Warranty. You represent and warrant that (i) your use of the Website will be in strict accordance with the Jomar Hilario Privacy Policy, with this Agreement and with all applicable laws and regulations (including without limitation any local laws or regulations in your country, state, city, or other governmental area, regarding online conduct and acceptable content, and including all applicable laws regarding the transmission of technical data exported from the United States or the country in which you reside) and (ii) your use of the Website will not infringe or misappropriate the intellectual property rights of any third party.
Indemnification. You agree to indemnify and hold harmless Jomar Hilario, its contractors, and its licensors, and their respective directors, officers, employees and agents from and against any and all claims and expenses, including attorneys’ fees, arising out of your use of the Website, including but not limited to your violation of this Agreement.
Miscellaneous. This Agreement constitutes the entire agreement between Jomar Hilario and you concerning the subject matter hereof, and they may only be modified by a written amendment signed by an authorized executive of Jomar Hilario, or by the posting by Jomar Hilario of a revised version. Except to the extent applicable law, if any, provides otherwise, this Agreement, any access to or use of the Website will be governed by the laws of the Taguig City, Philippines, excluding its conflict of law provisions, and the proper venue for any disputes arising out of or relating to any of the same will be the state and federal courts located in Taguig City. Except for claims for injunctive or equitable relief or claims regarding intellectual property rights (which may be brought in any competent court without the posting of a bond), any dispute arising under this Agreement shall be finally settled in accordance with the Comprehensive Arbitration Rules of the Judicial Arbitration and Mediation Service, Inc. (“JAMS”) by three arbitrators appointed in accordance with such Rules. The arbitration shall take place in Taguig City, Philippines, in the English language and the arbitral decision may be enforced in any court. The prevailing party in any action or proceeding to enforce this Agreement shall be entitled to costs and attorneys’ fees. If any part of this Agreement is held invalid or unenforceable, that part will be construed to reflect the parties’ original intent, and the remaining portions will remain in full force and effect. A waiver by either party of any term or condition of this Agreement or any breach thereof, in any one instance, will not waive such term or condition or any subsequent breach thereof. You may assign your rights under this Agreement to any party that consents to, and agrees to be bound by, its terms and conditions; Jomar Hilario may assign its rights under this Agreement without condition. This Agreement will be binding upon and will inure to the benefit of the parties, their successors and permitted assigns.

Privacy Policy:

Jomar Hilario (“Jomar Hilario“) operates jomar.club and may operate other websites. It is Jomar Hilario’s policy to respect your privacy regarding any information we may collect while operating our websites.

Website Visitors

Like most website operators, Jomar Hilario collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. Jomar Hilario’s purpose in collecting non-personally identifying information is to better understand how Jomar Hilario’s visitors use its website. From time to time, Jomar Hilario may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.

Jomar Hilario also collects potentially personally-identifying information like Internet Protocol (IP) addresses for logged in users and for users leaving comments on jomar.club blogs/sites. Jomar Hilario only discloses logged in user and commenter IP addresses under the same circumstances that it uses and discloses personally-identifying information as described below, except that commenter IP addresses and email addresses are visible and disclosed to the administrators of the blog/site where the comment was left.

Gathering of Personally-Identifying Information

Certain visitors to Jomar Hilario’s websites choose to interact with Jomar Hilario in ways that require Jomar Hilario to gather personally-identifying information. The amount and type of information that Jomar Hilario gathers depends on the nature of the interaction. For example, we ask visitors who sign up at jomar.club to provide a username and email address. Those who engage in transactions with Jomar Hilario are asked to provide additional information, including as necessary the personal and financial information required to process those transactions. In each case, Jomar Hilario collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor’s interaction with Jomar Hilario. Jomar Hilario does not disclose personally-identifying information other than as described below. And visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.

Aggregated Statistics

Jomar Hilario may collect statistics about the behavior of visitors to its websites. Jomar Hilario may display this information publicly or provide it to others. However, Jomar Hilario does not disclose personally-identifying information other than as described below.

Protection of Certain Personally-Identifying Information

Jomar Hilario discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors and affiliated organizations that (i) need to know that information in order to process it on Jomar Hilario’s behalf or to provide services available at Jomar Hilario’s websites, and (ii) that have agreed not to disclose it to others. Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using Jomar Hilario’s websites, you consent to the transfer of such information to them. Jomar Hilario will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to its employees, contractors and affiliated organizations, as described above, Jomar Hilario discloses potentially personally-identifying and personally-identifying information only in response to a subpoena, court order or other governmental request, or when Jomar Hilario believes in good faith that disclosure is reasonably necessary to protect the property or rights of Jomar Hilario, third parties or the public at large. If you are a registered user of an Jomar Hilario website and have supplied your email address, Jomar Hilario may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what’s going on with Jomar Hilario and our products. If you send us a request (for example via email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. Jomar Hilario takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.

Cookies

A cookie is a string of information that a website stores on a visitor’s computer, and that the visitor’s browser provides to the website each time the visitor returns. Jomar Hilario uses cookies to help Jomar Hilario identify and track visitors, their usage of Jomar Hilario website, and their website access preferences. Jomar Hilario visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using Jomar Hilario’s websites, with the drawback that certain features of Jomar Hilario’s websites may not function properly without the aid of cookies.

Business Transfers

If Jomar Hilario, or substantially all of its assets, were acquired, or in the unlikely event that Jomar Hilario goes out of business or enters bankruptcy, user information would be one of the assets that is transferred or acquired by a third party. You acknowledge that such transfers may occur, and that any acquirer of Jomar Hilario may continue to use your personal information as set forth in this policy.

Ads appearing on any of our websites may be delivered to users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This Privacy Policy covers the use of cookies by Jomar Hilario and does not cover the use of cookies by any advertisers.

Privacy Policy Changes

Although most changes are likely to be minor, Jomar Hilario may change its Privacy Policy from time to time, and in Jomar Hilario’s sole discretion. Jomar Hilario encourages visitors to frequently check this page for any changes to its Privacy Policy. If you have a jomar.club account, you might also receive an alert informing you of these changes. Your continued use of this site after any change in this Privacy Policy will constitute your acceptance of such change.

Terms and Conditions, Privacy, Disclaimers, Refund, Cookies, Earnings, Affiliate, GDPR Policies

Earnings Disclaimer

At Ideas That Prosper, Inc., we strive to provide valuable information and resources that may help you achieve financial success. However, it is essential to understand the following regarding any earnings or income claims made on our website:

No Guarantee of Earnings: Any earnings or income statements made by Ideas That Prosper, Inc. or its affiliates are estimates of potential earnings. We do not guarantee that you will achieve any specific level of income or financial success by using our products, services, or strategies.
Individual Results May Vary: Your success depends on various factors, including your individual skills, knowledge, effort, and dedication. Results may differ significantly among users, and past performance is not indicative of future results.
Testimonials and Examples: Testimonials or examples of earnings shared on our website are not representative of all users’ experiences. They reflect the experiences of specific individuals who have achieved success but do not guarantee that you will achieve similar results.
Factors Affecting Earnings: Several factors can influence your earnings potential, including market conditions, competition, and your own commitment to implementing the strategies provided. There are no guarantees regarding the outcome of any business endeavor.
Verification of Claims: Upon request, we can provide evidence to support any claims made regarding earnings potential. However, such claims should be viewed as illustrative rather than definitive.
Use at Your Own Risk: By using our products or services, you acknowledge that you are responsible for your own decisions and actions. We encourage you to conduct thorough research and due diligence before pursuing any financial opportunity.
Limitation of Liability: Ideas That Prosper, Inc. will not be liable for any financial losses or damages resulting from your use of our products or services.
Compliance with FTC Guidelines: This disclaimer is provided to comply with the Federal Trade Commission (FTC) guidelines regarding earnings claims and to ensure transparency with our audience.

By accessing our website and using our services, you agree to this Earnings Disclaimer in full. If you do not agree with these terms, please refrain from using our site. This earnings disclaimer is designed to protect your business by clearly outlining the limitations of earnings claims while ensuring compliance with legal standards. It is advisable to consult with a legal professional to ensure that your disclaimer meets all regulatory requirements specific to your business operations in the Philippines and beyond.Affiliate Disclosure

Affiliate Disclosure

At Ideas That Prosper, Inc., we participate in various affiliate marketing programs, earning commissions on qualifying purchases made through links on our site. This includes:

Amazon Associates: As an Amazon Associate, we earn from qualifying purchases. If you click on an Amazon link and make a purchase, we may receive a small commission at no additional cost to you.
ClickFunnels: We are a participant in the ClickFunnels affiliate program. If you click on a ClickFunnels link and make a purchase, we may earn a commission.
ShareASale: Ideas That Prosper, Inc. participates in the ShareASale affiliate program. Purchases made through our ShareASale links may result in us earning a commission.
Impact: We participate in the Impact affiliate program as well. If you click on an Impact link and complete a purchase, we may receive compensation.

We only recommend products and services that we believe will add value to our readers. All disclosures are placed clearly and conspicuously near the relevant links.

Facebook Disclaimer

Facebook Disclaimer

Please note that Ideas That Prosper, Inc. is not affiliated with Facebook. Any posts or content shared on our Facebook page are for informational purposes only. We do not receive compensation from Facebook for any content shared or linked on our page.

If you see affiliate links in our posts, they are disclosed as per FTC guidelines to maintain transparency with our audience.

Terms and Conditions

Terms and Conditions

Welcome to Ideas That Prosper, Inc. By accessing our website, you agree to comply with these terms and conditions. If you do not agree with any part of these terms, please do not use our site.

Intellectual Property: All content on this site is the property of Ideas That Prosper, Inc. and is protected by copyright laws.
User Responsibilities: You agree not to misuse our site or its content.
Limitation of Liability: Ideas That Prosper, Inc. will not be liable for any damages arising from your use of this site.
Changes to Terms: We reserve the right to modify these terms at any time without prior notice.

Welcome to https://jomar.club (the “Site”). We understand that privacy online is important to users of our Site, especially when conducting business. This statement governs our privacy policies with respect to those users of the Site (“Visitors”) who visit without transacting business and Visitors who register to transact business on the Site and make use of the various services offered by Ideas That Prosper (collectively, “Services”) (“Authorized Customers”).

“Personally Identifiable Information”

refers to any information that identifies or can be used to identify, contact, or locate the person to whom such information pertains, including, but not limited to, name, address, phone number, fax number, email address, financial profiles, social security number, and credit card information. Personally Identifiable Information does not include information that is collected anonymously (that is, without identification of the individual user) or demographic information not connected to an identified individual.

What Personally Identifiable Information is collected?

We may collect basic user profile information from all of our Visitors. We collect the following additional information from our Authorized Customers: the names, addresses, phone numbers and email addresses of Authorized Customers, the nature and size of the business, and the nature and size of the advertising inventory that the Authorized Customer intends to purchase or sell.

What organizations are collecting the information?

In addition to our direct collection of information, our third party service vendors (such as credit card companies, clearinghouses and banks) who may provide such services as credit, insurance, and escrow services may collect this information from our Visitors and Authorized Customers. We do not control how these third parties use such information, but we do ask them to disclose how they use personal information provided to them from Visitors and Authorized Customers. Some of these third parties may be intermediaries that act solely as links in the distribution chain, and do not store, retain, or use the information given to them.

How does the Site use Personally Identifiable Information?

We use Personally Identifiable Information to customize the Site, to make appropriate service offerings, and to fulfill buying and selling requests on the Site. We may email Visitors and Authorized Customers about research or purchase and selling opportunities on the Site or information related to the subject matter of the Site. We may also use Personally Identifiable Information to contact Visitors and Authorized Customers in response to specific inquiries, or to provide requested information.

With whom may the information may be shared?

Personally Identifiable Information about Authorized Customers may be shared with other Authorized Customers who wish to evaluate potential transactions with other Authorized Customers. We may share aggregated information about our Visitors, including the demographics of our Visitors and Authorized Customers, with our affiliated agencies and third party vendors. We also offer the opportunity to “opt out” of receiving information or being contacted by us or by any agency acting on our behalf.

How is Personally Identifiable Information stored?

Personally Identifiable Information collected by Ideas That Prosper is securely stored and is not accessible to third parties or employees of Ideas That Prosper except for use as indicated above.

What choices are available to Visitors regarding collection, use and distribution of the information?

Visitors and Authorized Customers may opt out of receiving unsolicited information from or being contacted by us and/or our vendors and affiliated agencies by responding to emails as instructed, or by contacting us at 1408 Jade, Rosewood Pointe , Ususan, Taguig City

Cookies

A cookie is a string of information that a website stores on a visitor’s computer, and that the visitor’s browser provides to the website each time the visitor returns.

Are Cookies Used on the Site?

Cookies are used for a variety of reasons. We use Cookies to obtain information about the preferences of our Visitors and the services they select. We also use Cookies for security purposes to protect our Authorized Customers. For example, if an Authorized Customer is logged on and the site is unused for more than 10 minutes, we will automatically log the Authorized Customer off. Visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using https://jomar.club, with the drawback that certain features of website may not function properly without the aid of cookies.

Cookies used by our service providers

Our service providers use cookies and those cookies may be stored on your computer when you visit our website. You can find more details about which cookies are used in our cookies info page.

How does Ideas That Prosper use login information?

Ideas That Prosper uses login information, including, but not limited to, IP addresses, ISPs, and browser types, to analyze trends, administer the Site, track a user’s movement and use, and gather broad demographic information.

What partners or service providers have access to Personally Identifiable Information from Visitors and/or Authorized Customers on the Site?

Ideas That Prosper has entered into and will continue to enter into partnerships and other affiliations with a number of vendors. Such vendors may have access to certain Personally Identifiable Information on a need to know the basis for evaluating Authorized Customers for service eligibility. Our privacy policy does not cover their collection or use of this information. Disclosure of Personally Identifiable Information to comply with the law. We will disclose Personally Identifiable Information in order to comply with a court order or subpoena or a request from a law enforcement agency to release information. We will also disclose Personally Identifiable Information when reasonably necessary to protect the safety of our Visitors and Authorized Customers.

How does the Site keep Personally Identifiable Information secure?

All of our employees are familiar with our security policy and practices. The Personally Identifiable Information of our Visitors and Authorized Customers is only accessible to a limited number of qualified employees who are given a password in order to gain access to the information. We audit our security systems and processes on a regular basis. Sensitive information, such as credit card numbers or social security numbers, is protected by encryption protocols, in place to protect information sent over the Internet. While we take commercially reasonable measures to maintain a secure site, electronic communications and databases are subject to errors, tampering, and break-ins, and we cannot guarantee or warrant that such events will not take place and we will not be liable to Visitors or Authorized Customers for any such occurrences.

How can Visitors correct any inaccuracies in Personally Identifiable Information?

Visitors and Authorized Customers may contact us to update Personally Identifiable Information about them or to correct any inaccuracies by emailing us at [email protected]

Can a Visitor delete or deactivate Personally Identifiable Information collected by the Site?

We provide Visitors and Authorized Customers with a mechanism to delete/deactivate Personally Identifiable Information from the Site’s database by contacting. However, because of backups and records of deletions, it may be impossible to delete a Visitor’s entry without retaining some residual information. An individual who requests to have Personally Identifiable Information deactivated will have this information functionally deleted, and we will not sell, transfer, or use Personally Identifiable Information relating to that individual in any way moving forward.

Your rights

These are summarized rights that you have under data protection law

The right to access
The right to rectification
The right to erasure
The right to restrict processing
The right to object to processing
The right to data portability
The right to complain to a supervisory authority
The right to withdraw consent

What happens if the Privacy Policy Changes?

We will let our Visitors and Authorized Customers know about changes to our privacy policy by posting such changes on the Site. However, if we are changing our privacy policy in a manner that might cause disclosure of Personally Identifiable Information that a Visitor or Authorized Customer has previously requested not be disclosed, we will contact such Visitor or Authorized Customer to allow such Visitor or Authorized Customer to prevent such disclosure.

Links:

https://jomar.club contains links to other websites. Please note that when you click on one of these links, you are moving to another website. We encourage you to read the privacy statements of these linked sites as their privacy policies may differ from ours.

GDPR Compliance

GDPR Compliance Statement

Ideas That Prosper, Inc. is committed to ensuring compliance with the General Data Protection Regulation (GDPR).

Rights of Users: You have the right to access your personal data, request rectification or erasure of your data, and withdraw consent at any time.
Data Processing: Personal data will only be processed if there is a legitimate basis for doing so.
Contact Information: For inquiries regarding your data protection rights, please contact us at [email protected].

Contest Terms and Disclaimers

By entering contests hosted by Ideas That Prosper, Inc., you agree to the following terms:

Eligibility: Participants must be at least 18 years old and reside in areas where participation is lawful.
Entry Method: Contest entry methods will be specified in each contest announcement.
Prizes: Prizes will be outlined in the contest announcement; no cash alternatives will be offered unless stated otherwise.
Winner Selection: Winners will be selected randomly or based on criteria specified in the contest announcement.
Publicity Release: By entering the contest, you grant Ideas That Prosper, Inc. permission to use your name and likeness for promotional purposes without further compensation.

These legal pages provide a solid foundation for transparency and compliance while protecting both your business and your users’ rights. It is advisable to consult with a legal professional for specific guidance tailored to your business operations in the Philippines.

Here’s the updated Refund Policy with your email address included:

365 Day Refund Policy

At Ideas That Prosper, Inc., we are committed to ensuring your satisfaction with our products and services. If you are not satisfied with your purchase, please review our refund policy below:

Eligibility for Refunds: To be eligible for a refund, you must request it within 365 days of your purchase. Refund requests made after this period will not be honored.
Non-Refundable Items: Please note that our refund policy does not apply to physical items such as books. All sales of physical items are final and non-refundable.
Requesting a Refund: To request a refund, please contact us at [email protected]. Include your order number and reason for the refund request to help us process it efficiently.
Processing Time: Refunds will be processed within 14 business days after approval. The refund will be issued to the original payment method used for the purchase.
Exceptions: If you receive a defective or damaged digital product, please contact us within the 365-day period to discuss replacement options.

By making a purchase from Ideas That Prosper, Inc., you acknowledge that you have read and understood this refund policy.

Cookie Policy

Cookie Policy

At Ideas That Prosper, Inc., we use cookies to enhance your experience on our website. This Cookie Policy explains what cookies are, how we use them, and your choices regarding cookies.

What Are Cookies?

Cookies are small text files placed on your device by websites you visit. They are widely used to make websites work more efficiently and provide information to the site owners.

How We Use Cookies

We use cookies for various purposes, including:

Essential Cookies: These cookies are necessary for the website to function and cannot be switched off in our systems.
Performance Cookies: These cookies help us understand how visitors interact with our website by providing information about the areas visited, time spent on the site, and any issues encountered.
Functional Cookies: These cookies allow the website to remember choices you make (such as your username) and provide enhanced, more personal features.

Managing Cookies

You can manage cookie preferences through your browser settings. You can choose to accept or refuse cookies. However, if you disable cookies, some features of our website may not function properly.

For more information on how to manage cookies, visit www.allaboutcookies.org.

Comment Policy

Comment Policy

We welcome comments and feedback on our blog posts and articles. However, we have established a comment policy to ensure a respectful environment:

Respectful Communication: Please keep comments respectful and constructive. Personal attacks or abusive language will not be tolerated.
Relevance: Comments should be relevant to the topic being discussed.
Moderation: We reserve the right to moderate comments and remove any that do not comply with this policy.
No Spam: Spam or promotional content will be deleted.

By participating in the comments section, you agree to adhere to this policy.

Copyright Notice

© [2025] Ideas That Prosper, Inc. All rights reserved. All content on this website, including text, graphics, logos, and images, is the property of Ideas That Prosper, Inc. Unauthorized use of any content is prohibited without express written permission.

End-User License Agreement (EULA)

End-User License Agreement (EULA)

This End-User License Agreement (“Agreement”) is between you (“User”) and Ideas That Prosper, Inc. (“Company”). By downloading or using our software or digital products, you agree to the terms of this Agreement.

License Grant: The Company grants you a non-exclusive, non-transferable license to use the software for personal or commercial purposes.
Restrictions: You may not modify, distribute, or reverse-engineer the software without prior written consent from the Company.
Termination: This license will terminate automatically if you violate any terms of this Agreement.

ADA Compliance Statement

ADA Compliance Statement

Ideas That Prosper, Inc. is committed to ensuring that our website is accessible to individuals with disabilities. We strive to comply with the Americans with Disabilities Act (ADA) and other applicable accessibility standards.

If you encounter any accessibility issues while using our site, please contact us at [email protected] and we will work to resolve them promptly.

Trademarks and Patents

Trademarks and Patents

All trademarks and registered trademarks displayed on this website are the property of Ideas That Prosper, Inc., unless otherwise noted. Unauthorized use of any trademark is strictly prohibited.

Contact Information

Contact Information

For any inquiries regarding our legal policies or practices at Ideas That Prosper, Inc., please contact us at:

Email: [email protected] or via social in @jomarhilario

Disclaimer for External Links

Disclaimer for External Links

Ideas That Prosper, Inc.’s website may contain links to third-party websites that are not controlled by us. We do not endorse or assume any responsibility for the content or practices of these external sites. We recommend reviewing their privacy policies before engaging with them.

Affiliate Program Terms

Affiliate Program Terms

By joining the Ideas That Prosper, Inc. affiliate program (“Program”), you agree to adhere to the following terms:

Eligibility: To participate in the Program, you must have an active website or social media presence that aligns with our brand values.
Commission Structure: Commissions will be paid based on sales generated through your affiliate links as outlined in our affiliate dashboard.
Prohibited Practices: Affiliates may not engage in misleading advertising practices or violate any laws while promoting our products.
Termination: We reserve the right to terminate your participation in the Program at any time if you violate these terms.

privacy