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Jubilee Churches in Laguna

  • Jomar Hilario Jomar Hilario

Diocese of SAN PABLO
For Communicators and those who work in the field of communication
1. San Vicente Ferrer Parish (Brgy. San Vicente, City of Biñan)

For Police forces, soldiers, security personnel, and those who are working in the government
2. St. John the Baptist Parish (Longos, Kalayaan, Laguna)

For Educators, artists, athletes
3. San Agustin Parish (Bay, Laguna)

For the sick, persons with disabilities, and with special needs, healthcare workers
4. Our Lady of Lourdes Parish (United Subdivision, San Pedro City)

For Teenagers, youth, families, Children, grandparents, and the elderly
5. Sts. Joachim and Anne Parish (Calumpang, Liliw, Laguna)

For Workers, Entrepreneurs, Businessmen and Business Women
6. San Isidro Labrador Parish (Makiling, Calamba City)

For Members of Christian and Marian Fraternities, and Consecrated Persons
7. Sta. Rosa de Lima Parish (Poblacion, City of Sta. Rosa)

For Members of ecclesial movements and new communities
8. Transfiguration of the Lord Parish (Poblacion, Cavinti, Laguna)

For Missionaries, Catechists, and Missionaries of Mercy
9. St. Mother of Teresa Calcutta Parish (Timbao, City of Biñan)

For Justice and Promoters of Justice
10. St. John the Baptist Parish (Poblacion, Liliw, Laguna)

For Choirs, Marching bands and musicians
11. San Gregorio Magno Parish (Poblacion, Majayjay, Laguna)

For the poor, migrants, prisoners, and workers to console the afflicted
12. San Roque Parish (San Roque, San Pablo City)

For Bishops, those who work with the Holy See, Priests, Deacons, and Seminarians
13. Cathedral Parish of St. Paul the First Hermit (San Pablo City)

Other Diocesan Shrines
14. National Shrine of St. Anthony of Padua (Poblacion, Pila, Laguna)
15. Diocesan Shrine of Jesus in the Holy Sepulcher (Landayan, San Pedro City)
16. Diocesan Shrine of St. Therese of the Child Jesus (UPLB Campus, Los Baños, Laguna)
17. Diocesan Shrine of Our Lady of Guadalupe (Poblacion, Pagsanjan, Laguna)
18. Diocesan Shrine of Our Lady of Turumba (Poblacion, Pakil, Laguna)
19. Diocesan Shrine of San Isidro Labrador (Poblacion, Binan City)
20. Diocesan Shrine of San Vicente Ferrer (Mamatid, Cabuyao City)

Jubilee Churches in Zamboanga

  • Jomar Hilario Jomar Hilario

Jubilee Churches in Zamboang
1. Our Lady of the Pilar Parish (Barangay Vitali, Zamboanga City)
2. Our Lady of Purification Parish (Barangay Sta. Maria, Zamboanga City)
3. Our Lady of Ransom (Barangay Mercedes, Zamboanga City)
4. St. Ignatius of Loyola Parish (Barangay Tetuan, Zamboanga City)
5. Our Lady of Mt. Carmel Parish (Barangay Ayala, Zamboanga City)
6. Metropolitan Cathedral of the Immaculate Conception (Zamboanga City)
7. Our Lady of the Pilar Shrine (Zamboanga City)

To obtain a plenary indulgence during the Jubilee Year of 2025, Catholics must fulfill specific conditions and engage in designated acts. Here’s a comprehensive list of the requirements and ways to achieve this indulgence:

Requirements for Plenary Indulgence

  1. Sacrament of Confession:
  • Receive confession within 20 days before or after the indulgenced act.
  • Be detached from all sin, including venial sins.
  1. Holy Communion:
  • Receive Holy Communion on the day the indulgence is sought.
  1. Prayer for the Pope’s Intentions:
  • Pray for the intentions of the Holy Father, with suggestions including an “Our Father” and a “Hail Mary”.

Ways to Obtain Plenary Indulgences

1. Pilgrimages

  • To Rome: Visit any of the four major papal basilicas:
    • St. Peter’s Basilica
    • St. John Lateran
    • St. Mary Major
    • St. Paul Outside the Walls
  • Within Your Diocese: Participate in designated pilgrimage sites as determined by your local bishop.

2. Acts of Charity

  • Perform acts of charity specifically for souls in Purgatory, which can allow for obtaining a second plenary indulgence on the same day if Holy Communion is received again.

3. Works of Mercy

  • Engage in spiritual and corporal works of mercy, such as:
    • Feeding the hungry
    • Visiting the sick or imprisoned
    • Offering shelter to the homeless
    • Providing education or support to those in need.

4. Participation in Spiritual Activities

  • Join in popular missions, spiritual exercises, or Eucharistic adoration.
  • Attend Mass or other public prayers at designated sites.

5. Personal Penance

  • Fast or abstain from certain activities (e.g., social media) as a form of penance.
  • Engage in community service or volunteer work that supports vulnerable populations.

6. Special Events and Activities

  • Participate in study sessions on Vatican II documents or catechism.
  • Attend events organized by your diocese that align with Jubilee celebrations.

Additional Notes

  • The Jubilee Year runs from December 24, 2024, to January 6, 2026.
  • Each indulgence requires separate acts of confession, communion, and prayer.
  • The second plenary indulgence can only be applied to souls in purgatory when conditions are met on the same day[1][2][3][4][5][9].

By engaging in these practices and fulfilling the necessary conditions, Catholics can fully participate in the spiritual benefits offered during this significant Jubilee Year.

Citations:
[1] https://www.iubilaeum2025.va/en/notizie/comunicati/2024/giubileo-norme-ottenere-indulgenza-plenaria.html
[2] https://blog.holyheroes.com/special-plenary-indulgences-for-the-jubilee-year-of-2025/
[3] https://www.ncregister.com/features/jubilee-2025-holy-souls-purgatory-plenary-indulgence
[4] https://www.scd.org/sites/default/files/2025-01/Jubilee2025-Indulgences.pdf
[5] https://www.ncregister.com/news/jubilee-2025-indulgences
[6] https://www.ewtnvatican.com/articles/how-can-the-jubilee-of-hope-strengthen-your-faith-heres-what-you-need-to-know-4151
[7] https://rcan.org/wp-content/uploads/2024/12/2025-Plenary-Indulgence-Jubilee-Year.pdf
[8] https://www.archindy.org/criterion/local/2025/01-10/jubilee-sidebar.html
[9] https://www.catholicnewsagency.com/news/257672/how-to-obtain-a-plenary-indulgence-during-the-2025-jubilee
[10] https://press.vatican.va/content/salastampa/en/bollettino/pubblico/2024/05/13/240513f.html

Can’t talk about DEEPSEEK AI

  • Jomar Hilario Jomar Hilario

Be Careful About DeepSeek AI

WHAT IS THIS DEEPSEEK AI?

People (and gurus) are talking about the new “FREE” Deepseek AI made by China.
It’s supposed to be “better” than chatgpt.

However, “better” –here means better for developers (perhaps not you) and better for those who train AI models. (perhaps again not you).

SO WHAT’S NEW FOR YOU?
The “new” thing about DeepSeek is that it explains (somewhat) how it came to an answer. This is already done by CoPilot and Perplexity (w/c uses Chatgpt) -by giving you footnotes.
DeepSeek AI shows you these references –before you see the actual answer. So it has “headnotes” vs footnotes?

REASONING?
When it comes to problem solving, it can tell you how it solved something. This is again not new because if you ask Chatgpt to explain, it will do that. DeepSeek just explains it w/o being asked. See image below. For me, it is not that important to see this breakdown. It is important only for researchers and devs to see it. So maybe “not anything new?”

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So why be careful with
DeepSeek AI?!
If you have TikTok installed in your phone, you’re probably okay to install the DeepSeek Ai on your phone. Just make sure you’re getting the correct app. Soon or now, you WILL find a lot of apps pretending to be DEEPSEEK AI. They’re not. So don’t install them.

Then – the problem with using THE DEEPSEEK AI

For most people -you’re not going to install the entire 9GB+ LLM on your computer.

You will install the app from the app store.

This app – like TikTok is made by China – is required to send your information back to China to load up on information about you.

It doesn’t matter until you read the Chinese Law that enables THEM to go after people who aren’t Chinese and who aren’t even inside China.

They already behave like this today.

They say they “own" that part of the ocean which was named after them.

That’s their internal law. None of the other countries recognize that they own it.

But they’re smart enough to behave like they own the ocean with their tiny boats.

After 100 years, when people have forgotten who owns what – they may get what they want – atrocious typhoons. :) #amen #amen

DO YOU MIND?

If you don’t mind China using your info- that’s fine —-use the DEEPSEEK APP.

If you DO MIND, then use the DEEPSEEK inside Perplexity AI instead. (The one I used in the screenshot). It’s safer than using DEEPSEEK using its own app.

That’s because the information doesn’t go to China as Perplexity isn’t a chinese company.

As I said, feature wise —DEEPSEEK is a fad, it doesn’t really give anything new to the LLM AI world.

You do not have to use DEEPSEEK.

It IS seeking your information – to be sent back to the "motherland".

ALREADY

Well, doesn’t Facebook and Google already harvest our data already?

What’s the harm if China wants the data too?

All of them want to sell to you – that’s true.

But only the last one – has laws that can literally harm you.

Here’s what it says:

“…to take corresponding countermeasures and restrictive measures” against acts that violate international law and norms and that “endanger China’s sovereignty, security and development interests,”

Yes, boring right?

China can use whatever it is you enter inside that DEEPSEEK AI app and use it against you if it thinks you’re going to “endanger China’s sovereignty, security and development interests,”.

For example (I know this is boring but the Blessed Virgin Mary is in this so keep up)
If there’s a bridge that China funded to be built in say, Africa or Palawan’s coast. You enter these topics inside DeepSeek AI. You converse with the AI about how bad it is.

You’re now signalling directly to China that you’re “endangering their development interests.”

You already know they don’t care about “international laws” (See "West Philippine Sea is ours").

So do you really want to play with an AI that phones home to mother China?

TikTok already does that – by the way. That’s why they’re banning it in the USA.

And that’s why they already banned TIKTOK for Spying in India. (As well as newly corrupting their youth).

MAMA MARY
You would be powerless about all these international things….
EXCEPT ONE THING.
If you prayed the rosary faithfully everyday.
If you invoked (called) our Blessed Mother -to “Protect Us”.
If you consecrate your home, your self, your everything to the Immaculate Heart (sinless) of Mary… the very heart that Jesus loves (try to remember Jesus’ relationship to her mother).
Then Our Lady will protect us.
The way she protected Jesus those 30+ years before he made a public appearance.
In fact, she’s already protecting me!
Everyone who is evil cannot read this text you’re reading now.
It’s only visible to those who are in the protection of Mama Mary.
But you do have to do YOUR PART.
Just like in any home.
You can’t just EAT, SLEEP and play video games.
You do your part.
In this case, you pray the rosary, everyday.
If you have a family – MAKE THEM pray with you – specially if you’re the ADULT here.
And if you’re a dad- it’s your DUTY to collect the family and bring them to Her – the mother of Jesus to the wedding of Cana.
There Mary will whisper to Jesus’ ear about your problems.
“They have no more wine!”
And Jesus will act.
And Mary will tell you to “RELAX JESUS IS IN CONTROL.”
— NO SHE WON’T SAY THAT.
Mary will say “Do whatever Jesus tells you.”
See! You do have to act!
None of this “Faith is enough alone" craziness.
Act.
Pray.
Our Lady will protect us.
Amen Amen.

To know more about OUR LADY, please grab a 2025 BUNDLE and we’ll talk more!
https://awesome.jhilario.com/2025bundles

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Using Google Tag Manager GTM with Systeme.io vs Facebook Ads Pixel Events

  • Jomar Hilario Jomar Hilario

Stories of Tracking Success with Systeme.io

Let’s dive into the stories of two business owners, Sarah and Mike, who use Systeme.io to run their online sales effectively.

Sarah’s Journey with Systeme.io and GTM
Sarah owns a trendy online clothing store powered by Systeme.io. She wants to track her ad performance accurately. By integrating Google Tag Manager (GTM) with Systeme.io, she sets up tags that monitor key events like purchases and cart additions. (Check with Systeme.io if this is already tested and integrated)

One day, Sarah notices that many users add items to their cart but don’t complete their purchases. Thanks to GTM, she identifies this trend quickly. She adjusts her ad strategy to target these users with special discounts. This leads to increased sales through her Systeme.io sales funnel.

Mike’s Experience with Systeme.io and Facebook Pixel
On the other hand, Mike runs a local bakery, also using Systeme.io for his online sales. He relies on the Facebook Pixel for tracking. He sets up Pixel events within his Systeme.io account to monitor actions like page views and purchases.

However, Mike faces challenges when users block cookies or use ad blockers. Despite this, he successfully tracks some conversions through Systeme.io. Realizing he needs a more reliable solution, Mike decides to explore the Facebook Conversion API while still using Systeme.io for managing his sales funnels.

Setting Up GTM Events in Systeme.io

Instead of using GTM (which is still under development for integration with Systeme.io since 2023), here’s how you can set up events for Facebook Pixel in Systeme.io:

  1. Create Your Facebook Pixel:
  • Go to your Facebook Business account. Not personal account.
  • Navigate to “Events Manager” and click on “Add Data Source.”
  • Select “Facebook Pixel” and follow the prompts to create your pixel.
  1. Copy Your Pixel ID:
  • After creating your pixel, click on it in the Events Manager.
  • Copy the Pixel ID from the settings menu.
  1. Access Your Systeme.io Dashboard:
  • Log into your Systeme.io account.
  • Click on your profile icon and select “Settings.”
  1. Add Your Pixel ID:
  • In the settings menu, navigate to “Custom Domains.”
  • Paste your Facebook Pixel ID in the designated field for tracking.
  1. Generate Access Token for Conversion API (Optional):
  • In Events Manager, scroll down to find “Generate Access Token.”
  • Copy this token and paste it into the appropriate field in your Systeme.io settings. (It’s inside the MAIN Systeme.Io Settings, Under Subdomains, Select Subdomain, Then Settings, Then Scroll Down )
  1. Install the Pixel Code on Your Funnel Pages:
  • Go to your funnel in Systeme.io.
  • Click on “Settings” for the specific page you want to track.
  • Scroll down to “Tracking” on the left side
  • Select the event (“Purchase”, “Lead”, “View” etc) that happens on this page.
  • Click on “Edit Header Code.”
  • Do this for Sales Page “View” event.
  • Do this for Thank you Page “Purchase” event.
  • Paste your Facebook Pixel code here and save.
  1. Set Up Events Manually (if needed):
  • To track specific events like purchases or sign-ups, you can manually add event codes.
  • Use the Event Setup Tool in Facebook. Refer to documentation to add custom event codes directly into your pixel code. This is inside Facebook Business Manager.

Comparing Tracking Options in Systeme.io

When it comes to tracking user behavior for ads through Systeme.io, there are three main options: Google Tag Manager (GTM), Facebook Conversion API, and Facebook Pixel Events. Here’s how they stack up against each other:

FeatureGoogle Tag Manager (GTM)Facebook Conversion APIFacebook Pixel Events
Type of TrackingServer-side & client-sideServer-sideClient-side
Event TrackingFullFullLimited
Offline Event TrackingNoYesNo
Ad Blocker ResistanceModerateHighLow
Data ControlModerateHighLow
Setup ComplexityModerateHighLow

How They Work Together in Systeme.io

  • GTM allows you to manage both server-side and client-side tags easily within your Systeme.io account. Once this is implemented, that will happen.
  • The Facebook Conversion API (CAPI) sends event data directly from your server to Facebook. This makes it more reliable against cookie restrictions.
  • Facebook Pixel Events track user interactions through JavaScript code on your website but can be affected by ad blockers.

A Closer Look at Each Option in Systeme.io

  1. Google Tag Manager (GTM):
  • Allows for easy management of tags within your Systeme.io platform.
  • Can track various events across multiple platforms.
  • Offers a comprehensive view of user interactions.
  1. Facebook Conversion API:
  • Provides server-side tracking integrated with your Systeme.io account.
  • Not affected by cookie blocking or ad blockers.
  • Ideal for businesses needing accurate data collection.
  1. Facebook Pixel Events:
  • Simple setup using JavaScript code within your Systeme.io site.
  • Limited by browser restrictions and user privacy settings.
  • Best for straightforward tracking needs but may miss some data due to blockers.

Conclusion

In conclusion, choose between GTM, Facebook Conversion API, and Facebook Pixel Events based on your specific needs. Consider the context of using Systeme.io. Sarah found success with GTM by tracking detailed events through her sales funnels in Systeme.io, while Mike realized the limitations of relying solely on the Pixel.

For marketers looking for comprehensive insights and reliable data collection, using a combination of these tools is often recommended. By integrating both the Facebook Pixel and Conversion API through GTM in their Systeme.io accounts, businesses can optimize their ad performance effectively.

For more tips and insights on digital marketing tools like GTM and how they work seamlessly with Systeme.io, subscribe to our newsletter at http://jomar.club. Stay updated and enhance your online ventures!

Learn more about sales funnels and how to make money from them in Profitable Funnels Mentoring (PFM), Http://jhilario.com/pfm.

References:
[1] https://www.youtube.com/watch?v=HGo517miSC8
[2] https://www.youtube.com/watch?v=aI4w9jTQ8to
[3] https://help.systeme.io/article/1632-how-to-add-facebook-pixel-and-setup-events
[4] https://www.youtube.com/watch?v=RIhy83weYug
[5] https://help.systeme.io/article/1719-facebook-conversions-api
[6] https://www.youtube.com/watch?v=ycLTkGVIzYU
[7] https://systeme.io/blog/sales-funnels-for-facebook-ads
[8] https://zapier.com/apps/systemeio/integrations/facebook-conversions

Why Lightning-Fast WordPress Admin Speed Changed My Life: A True Story (Via Claude.AI)

  • Jomar Hilario Jomar Hilario

The Truth About WordPress Admin Speed: A WordPress Admin’s Journey

Have you ever felt that frustrating squeeze in your chest while waiting for your WordPress dashboard to load?

I remember staring at my screen, watching that spinning wheel mock me as I tried to update a client’s website at midnight.

What started as a simple task turned into an hour-long battle with a sluggish admin panel, and that’s when I knew something had to change.

Let me share how I discovered that admin speed isn’t just a luxury – it’s absolutely essential for anyone serious about WordPress.

The Real-World Test: Speed Comparison

I tested three major WordPress hosts with a site running 15 active plugins. Here’s what I found:

WP Engine:
Admin Load Time: 1.2 seconds
Dashboard Response: Near-instant
Plugin Installation: Under 5 seconds
Server Location: Multiple global locations

Nexcess:
Admin Load Time: 2.8 seconds
Dashboard Response: 1-2 seconds
Plugin Installation: 8-12 seconds
Server Location: US-based

WPX:
Admin Load Time: 2.5 seconds
Dashboard Response: 1-2 seconds
Plugin Installation: 7-10 seconds
Server Location: Europe-focused

Why WP Engine Stands Out

The Good Stuff:
DevKit environment for testing changes without breaking your live site
Advanced caching that actually understands WordPress
Automatic daily backups with one-click restore
Built-in CDN that works seamlessly
24/7 chat support with real WordPress experts
Automatic SSL certificates and security updates

The Not-So-Good Stuff:
Higher price point compared to basic hosts
Some plugins are disallowed for security reasons
Storage limits on lower-tier plans
No email hosting included

Real Customer Stories

Sarah Thompson, Digital Agency Owner:
"We moved 47 client sites to WP Engine last year. Our support tickets dropped by 80%, and site management time was cut in half. Best business decision we made in 2024."

Mark Rodriguez, Food Blogger:
"My recipe site used to take 20 seconds to save posts with images. On WP Engine, it’s instant. I actually enjoy updating my blog again!"

David Chen, E-commerce Manager:
"During Black Friday, our WooCommerce store handled 3x more traffic than last year. WP Engine didn’t even break a sweat. Worth every penny."

The Hard Truth About Admin Speed

Every second you wait for your WordPress admin to load is money slipping through your fingers.

Think about it: if you spend just 30 minutes a day in your WordPress dashboard, a slow admin panel could waste 2.5 hours of your week.

That’s over 130 hours per year – more than three work weeks lost to loading screens!

My Personal Recommendation

After trying countless hosts over my 15-year journey with WordPress, I can confidently say WP Engine has transformed how I work with WordPress.

You can check out the hosting plan I personally use at: https://jhilario.com/wordpressmonthly

Remember: your time is valuable, and life’s too short for slow WordPress admin panels.

Don’t let a sluggish dashboard hold you back from creating amazing content.

The peace of mind that comes with a lightning-fast WordPress admin is truly priceless.

Take action now – your future self will thank you for making the switch to proper WordPress hosting.

Jomar (Fixed by Claude.AI)

Chatgpt Answers: Does It Matter? Fast WordPress Admin Speed?

  • Jomar Hilario Jomar Hilario

When I first started using WordPress, I didn’t think much about the admin speed.

It felt normal to wait for a page to load or for a plugin update to finish.

But then, I realized how much time I was wasting.

Imagine clicking “Save” and waiting.

Waiting for a page to refresh.

Waiting for your plugins to update.

Doesn’t your time matter?

That’s when I knew I needed a better hosting service.

I tried several hosts.

Some were cheap, but their admin speed? Painfully slow.

Others were okay, but they couldn’t handle my site with 15 active plugins.

Then, I found WP Engine.

Their admin panel? Lightning-fast.

I could update plugins, add posts, and tweak my theme without wasting time.

It felt like driving a sports car instead of a clunky old van.

Does it Matter? Fast WordPress Admin Speed?

  • Jomar Hilario Jomar Hilario

Here’s my message to you:

Does it Matter?

Fast WordPress Admin Speed?

When you’re using WordPress -you’re looking at the admin side.

Does it make you wait – while it’s loading something?

Is it acceptable that it’s slow?

I should be fast.Other hosts I’ve tried are too slow in the admin site.

And this WordPress I’m showing here has 15 plugins – all activated

My recommended WordPress Host with this speedy Admin Page is

Https://jhilario.com/wordpressmonthly

You will not regret it!

.

It’s your turn to INCREASE!
Jomar Hilario

Affiliate Marketing Lesson: Share learnings

  • Jomar Hilario Jomar Hilario

Q: How to promote anything via Affiliate Marketing using series of learnings?

A: When you went to school, you took notes.

Those notes – shown a little bit – can be used to tease the lecture to other people.

So they too will be curious about the “rest of the notes” and the actual lecture.

In some school situations, you do workshops. You create things.

Showing the unfinished work online can be used to find people interested in what you’re building.

Example, an unfinished painting shown once a week – will make people ready to buy it once it’s completed.

Similarly, a lesson APPLIED from a book, when shown online, will gradually draw interested people. They will be inclined to “ask for more”.

Mindset: This is best shown to strangers. And to more and more strangers. Expecting loved ones and friends to pay attention is no good. That will only work if you have 100,000 family and friends.

Get the Affiliate Marketing Book here: Http://jhilario.com/ambookbuy

2025 Philippines Digital Bank transfer cash to Local Bank: Fees

  • Jomar Hilario Jomar Hilario
marketing man laptop capital
2025 Philippines Digital Bank transfer cash to Local Bank: Fees

Here’s the updated table that includes a column for how much the receiving bank charges as a fee for transfers:

Digital BankMaximum Transfer Amount to Other BanksAnnual Interest RateFree Transfer to Local Bank Fees?Does Receiving Bank Charge a Fee?How Much is the Receiving Bank’s Fee?
Maya BankPhp 50,0006.00%Free to Maya Wallet and other banks via PESONet and InstaPay.YesPhp 8 to Php 75 (InstaPay)
Overseas Filipino BankPhp 50,0004.00%Free transfers to Land Bank accounts.NoNone
UnionDigitalPhp 50,0004.00%Free transfers to UnionBank accounts and other banks via InstaPay.YesPhp 8 to Php 75 (InstaPay)
CIMB’s GSave on GCashPhp 10,0003.00%Free transfers to GCash and other banks via PESONet and InstaPay.YesPhp 8 to Php 600 (PESONet) FREE According to CIMB
GoTymePhp 20,0004.00%Free transfers to GoTyme accounts; check specific terms for other banks.YesPhp 8 to Php 75 (InstaPay)
TonikPhp 10,0006.00%Free transfers via InstaPay; check specific terms for other banks.YesPhp 8 to Php 75 (InstaPay)
RCBC’s DiskartechPhp 20,0005.00%Free transfers to RCBC accounts; fees may apply for other banks.YesVaries by bank
BPI’s BanKoPhp 10,0003.00%Free transfers to BPI accounts; fees may apply for other banks via InstaPay or PESONet.YesVaries by bank
Komo by EastwestPhp 20,0003.00%Free transfers to EastWest accounts; fees may apply for other banks via InstaPay or PESONet.YesVaries by bank
NetbankPhp 10,0004.00%Free transfers via PESONet; fees may apply for InstaPay transactions with other banks.YesVaries by bank
SeaBankPhp 20,0003.50%Free transfers to Shopee partner banks; check specific terms for others via PESONet or InstaPay.YesVaries by bank
OwnBankPhp 10,0004.00%Free transfers via PESONet; fees may apply for InstaPay transactions with other banks.YesVaries by bank

Summary

This table provides an overview of various digital banks in the Philippines as of January 22, 2025, including the maximum transfer amount to other banks, annual interest rates, information about free transfer fees to local banks, whether the receiving bank charges a fee for incoming transfers, and how much that fee typically is.

Note

  • The fees listed are based on current information regarding transfer costs through services like InstaPay and PESONet.
  • Always verify current rates and policies directly with the banks as they can change frequently.

Citations:
[1] https://business.inquirer.net/500562/bsp-eyes-shift-from-digital-transaction-fees-to-subscription
[2] https://www.philstar.com/business/2025/01/11/2413279/bsp-considering-subscription-fee-digital-transactions
[3] https://business.inquirer.net/482984/zero-fees-for-electronic-fund-transfers-eyed
[4] https://www.bsp.gov.ph/PaymentAndSettlement/Fees.pdf
[5] https://fintechnews.ph/65124/digital-banking-news-philippines/philippines-digital-bank-licenses/
[6] https://bitpinas.com/fintech/digital-banks-high-interest-rates-philippines/
[7] https://fintechnews.ph/65153/financial-inclusion/can-the-new-added-digital-banks-provide-value-to-the-philippines/
[8] https://www.reddit.com/r/phinvest/comments/1hqauaw/comparing_interest_between_trad_banks_and_digital/

How to Handle Fear When Starting Online Business?

  • Jomar Hilario Jomar Hilario

How to Handle Fear When Starting Online Business?

When you start any big project – like an online business, you are filled with fear.
Not only fear, apprehension.
Not only that – LAZINESS.
There seems to be forces created to STOP YOU FROM PROGRESSING, RIGHT?
Entertainment.
That lovely scroll on your phone.
Problems, too.
Like "How am I going to Find the Time To Do This Extra Thing?"
How do you solve this?
In Lesson 15 of the Profitable Funnels Mentoring – we handle this HEAD ON – by starting with the SOLUTION.
Here’s the summary of Lesson 15 below -and the link how you can access the whole thing.
Of course you are free to GOOGLE everything you see below.
In fact, I WANT YOU TO.
If only it will help you get started on your meaningful work – like starting an online business.

LESSON 15: Synergizing Growth Hacking + Faith: Businesses, Prayers, + Content Creation

In this Lesson 15, you’ll delve into the intersection of business and faith.

You’ll start with prayers for business ethics and a consecration to Mary, then transition into addressing the challenges of creating an online presence and growing your following.

You’ll explore the power of synergy, learning how to leverage collaborative efforts and contest strategies to boost your visibility.

The lesson also focuses on preparing personalized content that resonates with your audience.

You’ll gain insights on overcoming public-speaking fears, all while maintaining your spiritual grounding through both historical and contemporary prayers.

Join us for a journey that blends practical business strategies with spiritual insights!

Timeline:

02:24 Introduction to Growth Hacking

04:26 Addressing Fears and Finding Clarity

05:20 Catholic Practices and Beliefs

10:53 Consecration to Mary

15:14 The Role of Mary in Catholicism

17:36 The Power of Consecration

29:56 The Protective Nature of Mary

32:42 Protecting Yourself from Demonic Attacks

33:19 Everyday Spiritual Warfare

35:31 Consecration and Spiritual Tools

36:47 Introduction to Synergy and Collaboration

37:27 Creating Content and Engaging Followers

46:57 The Power of Synergy in Building Followers

48:04 Launching a Contest for Greater Engagement

Experience in Profitable Funnels Mentoring: Https://jhilario.com/pfm (Deadline for promo ends soon)

It’s your turn to INCREASE!
Jomar Hilario

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